Insurance & Financing
At Yakima Healthy Smiles, we believe quality dental care should be accessible and affordable. We accept most major dental insurance plans and offer flexible payment options to fit your budget.
Insurance Plans We Accept
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Don't see your insurance listed? Call us at (509) 965-3235 – we accept most major dental insurance plans in Yakima!
💙 How We Help You Maximize Your Insurance Benefits
Navigating dental insurance can be confusing. Our experienced team at Yakima Healthy Smiles will:
- Verify your benefits before your appointment so you know what's covered
- File claims electronically on your behalf for faster processing
- Explain your coverage in plain English – no insurance jargon
- Maximize your benefits by coordinating treatment across benefit years when beneficial
- Provide accurate estimates of your out-of-pocket costs before treatment
- Work with your insurance company to resolve any issues or questions
In-Network & Out-of-Network
We participate in many PPO insurance networks. If we're in-network with your plan, you'll pay contracted rates. If we're out-of-network, we'll still file your claim and help you receive the maximum benefit allowed.
Either way, we'll make sure you understand your costs upfront – no surprises!
Understanding Your Coverage
Most dental insurance plans cover:
- 100% Preventive care (cleanings, exams)
- 80% Basic procedures (fillings)
- 50% Major procedures (crowns, bridges)
Your specific coverage may vary. We'll check your benefits!
💳 Flexible Financing Options
We believe everyone deserves quality dental care, regardless of insurance coverage. That's why we offer several payment options at Yakima Healthy Smiles:
- Cash, Check, or Credit Card – We accept Visa, MasterCard, Discover, and American Express
- CareCredit – Special financing for healthcare expenses with low monthly payments and 0% interest options*
- In-House Payment Plans – We can arrange a payment schedule that fits your budget for larger treatments
- FSA/HSA Cards – Use your pre-tax health savings to pay for dental care
*Subject to credit approval. Ask our team for details.
🏦 CareCredit Healthcare Financing
CareCredit is a healthcare credit card that can be used for dental treatment. With special financing options, you can break up the cost of treatment into manageable monthly payments. Apply in minutes at our office or online!
No Insurance? No Problem!
Many of our Yakima patients don't have dental insurance, and that's okay! We offer:
- Affordable cash rates for patients without insurance
- Payment plans to spread out the cost of treatment
- Preventive care packages that save you money on routine visits
- Treatment prioritization so you can address urgent needs first and spread other work over time
Let's discuss your options! We'll create a treatment plan that fits your health goals and budget.
Questions About Insurance or Financing?
Our friendly team is here to help! Give us a call and we'll answer all your questions.
Call Us: (509) 965-3235